Philadelphia, Pennsylvania, Law Firm

Private Disability Insurance • Group Disability Insurance

At Edelstein Martin & Nelson, we concentrate on advice to and representation of clients with disability insurance policy matters. Our clients generally have purchased private disability insurance or group disability insurance themselves, but they may also have disability insurance as an employee (ERISA) benefit. We also represent clients who have disputes with the insurance company.

Claims Denial

Most disputes concern the denial of claims or the reduction in benefits. We also help clients commute their future disability benefits into present day lump sum settlements. This is called commutation of benefits. If you have an existing disability claim it is crucial that you contact us immediately so that we may preserve your right to a lump sum settlement or protect your right to appeal an unfavorable denial of your disability benefits by the insurance company.

Professionals and Business Owners

We have represented many medical professionals, including chiropractors, surgeons, and other types of professionals. The reduction of disability benefits or the denial of claims by insurance companies is quite common.

Skilled Negotiators—Tough Litigators

Unlike the insurance companies who refer to each client as a number, we take an active interest in each and every one of our clients’ claims and pursue them with diligence and vigor. We take an active interest in learning about the lives and problems which face each of our clients. It is vitally important that the insurance companies fully understand how our clients’ disabilities affect their life as well as their ability to perform normal daily activities. We create "a day in the life" of our clients and portray them as human beings, not just another person with a claim. We take great pride in the fact that we have obtained many large lump sum settlements on behalf of our disabled clients. If you have been denied a claim for disability insurance or simply have questions about your policy, contact the skilled lawyers at Edelstein Martin & Nelson for assistance today.

Visit our home website at www.law-pa.com.