Disability Insurance Companies (UNUM)

Disability Insurance Policies

Major Disability Insurance Companies

 Throughout our vast experience in the disability insurance practice, our attorneys at Edelstein, Martin, & Nelson have encountered many of the major players in the disability insurance industry. Many insurance companies attempt to dissuade their insureds from seeking lawyer representation. Insurance companies often try to settle their insureds claims quickly and cheaply before advice of counsel is sought. These insurance companies will try anything to limit their liability from "creative" interpretation of the policy language, and often resort to tactics which amount to out and out bad faith. Some of the most recognizable companies selling disability insurance policies and handling disability claims are:

UNUM, touts itself as the leader in providing disability income protection, and is quite possibly the largest disability insurance company in the world. UNUM has been harshly condemned for insurance bad faith practices by 23 different state attorney generals' offices. If you have purchased a disability insurance policy from a major insurance company or a minor player, protect your investment in premiums. Contact us for a thorough review of your policy so that you don't get caught unaware when you need to make a claim.

Claims Denial and Underpayment

We represent both ERISA and Non-ERISA clients who have been denied payment on their claim as well as those whose payments have been reduced. We also assist clients with existing disability payments in commutation (settlement of their claims) of the policy to receive a lump sum payment.

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